Cookie Preferences
You can manage your cookie preferences at any time through our cookie banner or browser settings. Essential cookies cannot be disabled as they are required for basic website functionality.
Introduction
This Cookie Policy explains how Mortgage Calculator Solutions LLC ("we," "our," or "us") uses cookies and similar technologies when you visit our website. This policy should be read together with our Privacy Policy and Terms of Service.
We are committed to transparency about how we collect and use data. This policy provides detailed information about the cookies we use, why we use them, and how you can control them.
Your Rights
You have the right to accept or reject non-essential cookies. Where legally required, we will ask for your consent before placing cookies on your device. You can withdraw consent at any time.
Your Cookie Choices
You have several options for controlling cookies on our website and in your browser:
Browser Controls
Most browsers allow you to control cookies through their settings. Here's how to manage cookies in popular browsers:
Desktop Browsers
- Chrome: Settings → Privacy and security → Cookies and other site data
- Firefox: Settings → Privacy & Security → Cookies and Site Data
- Safari: Preferences → Privacy → Manage Website Data
- Edge: Settings → Cookies and site permissions → Cookies and site data
Mobile Browsers
- Chrome Mobile: Menu → Settings → Site settings → Cookies
- Safari iOS: Settings → Safari → Block All Cookies
- Firefox Mobile: Menu → Settings → Data Management → Cookies
Important Note
Disabling cookies may affect website functionality. Some features may not work properly if essential cookies are blocked.
Third-Party Opt-Out Tools
You can opt out of specific third-party tracking services:
Mobile Device Controls
Mobile devices offer additional privacy controls:
iOS Devices
Settings → Privacy & Security → Tracking → Allow Apps to Request to Track
Android Devices
Settings → Privacy → Ads → Delete advertising ID or Opt out of Ads Personalization
Legal Basis for Cookie Processing
Under data protection laws, we need a legal basis to process personal data through cookies:
Essential Cookies
Legal Basis: Legitimate Interest
Justification: Necessary for website functionality and security. Cannot be disabled as they are essential for providing the service you've requested.
Optional Cookies
Legal Basis: Consent
Justification: Analytics and preference cookies require your explicit consent. You can withdraw consent at any time without affecting essential functionality.
GDPR and CCPA Compliance
Our cookie practices comply with GDPR (for EU residents) and CCPA (for California residents). You have the right to control non-essential cookies and request information about data processing.
Cookie Data Retention
Different cookies have different retention periods based on their purpose:
| Cookie Category | Typical Retention | Data Handling |
|---|---|---|
| Essential | Session or 1 year max | Automatically deleted when expired |
| Analytics | Up to 26 months | Anonymized and aggregated |
| Preferences | Up to 1 year | Stored locally, user-controlled |
Data Minimization
We follow data minimization principles, collecting only necessary information and retaining it only as long as needed for the specified purpose.
Changes to This Cookie Policy
We may update this Cookie Policy from time to time to reflect changes in our practices, technology, or legal requirements.
How We Notify You
- • Updated "Last updated" date at the top of this policy
- • Prominent notice on our website for significant changes
- • Email notification if you've provided contact information
- • New consent request if required by law
We recommend reviewing this policy periodically to stay informed about how we use cookies.
Contact Us
If you have any questions about our use of cookies or this Cookie Policy, please contact us:
Privacy Contact
Cookie-Related Inquiries
For specific questions about cookies, please include "Cookie Policy" in your subject line. We will respond to all cookie-related inquiries within 30 days.